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Spicerhaart and Tesco offer to sell your home for just £999

Filed under: Property

You can sell your home for as little as £999 on a new property website run by estate agency group Spicerhaart in association with supermarket giant Tesco.

This means you can save thousands of pounds in estate agency fees. The move comes after an Office of Fair Trading ruling that estate agency rules should be relaxed to allow more online competition. Google is rumoured to be eyeing up the market as well.

The iSold.com site describes itself as a halfway house between an online service and a traditional estate agent.

Mortgage availability for homebuyers improves, especially high LTV deals

Filed under: Mortgages, Property

More mortgage deals have become available over the past month, in particular higher loan-to-value mortgages, as lenders grow more confident about lending money again. Several have also cut their mortgage rates by between 0.1% and 0.5% in recent weeks.

At the beginning of March there were 1,798 mortgage deals on the market that required deposits of between 0% and 40%, according to Moneyfacts. The number was up 6% from a month ago, and 68% higher than a year ago.

There are still very few mortgages available with just 0% or 5% deposits, but there are now 489 deals that ask for 10% or 15% down payments compared to just 258 a year ago - making things easier for first-time buyers.

Millions paying over the odds for fixed-rate energy deals

Filed under: House and Home, Budgeting & Planning

Millions of people are paying way over the odds for their gas and electricity because they signed up to fixed tariffs at the top of the market.

Energyhelpline.com, a consumer website, says customers on some deals could be paying an extra £532 a year, as gas providers are now cutting their prices following steep falls in wholesale costs.

E.ON becomes latest supplier to cut gas prices - by £3.50 a month

Filed under: Economiser, House and Home, Budgeting & Planning

E.ON has become the latest gas supplier to cut its prices – but by just £3.50 a month. You can buy a pint of beer with the saving, but not much else.

Gas bills will come down by 6% from the end of the month, which means the average annual household bill for those paying by direct debit will drop by £42.

However, the energy giant is not cutting its electricity bills. It admitted that of its 5.5 million customers in the UK, many won't benefit from the cuts as they either get only electricity or are on fixed-rate deals. This means only about 1.9 million E.ON customers will actually benefit from the price cut.

Complaints against state-owned Lloyds and RBS soar a third in six months

Filed under: Financial Crisis

Banks have never exactly been at the top of the list of things we love. They are more likely to occupy the same sort of place in our hearts as early mornings, parking tickets and hoovering. But in the last six months, a few months after we ploughed billions into the banking system, we seem to have become even more annoyed with our banks.

So what's going on, and what can we do about it?

Protect your child against sky-high mobile phone charges

Filed under: Technology and Online, Families

Premium rate mobile phone service operators are targeting schoolchildren with ringtones and games that the kids subscribe to without having any idea of the cost, shocking figures show.

A third of 11 to 17-year-olds who subscribe to premium rate services on their mobiles have no idea what they cost, according to new research from phone paid services watchdog PhonepayPlus.

It hopes that its PhoneBrain initiative, which takes place in schools and teaches children how to use mobile phone services safely, will help to prevent kids spending more than they can afford.

Britain's most picturesque street, do you agree?

Filed under: Weird and Wonderful

Guesss which is Britain's most picturesque street?

The Shambles in York, a cobbled street dating back to the Middle Ages in the old city centre, took the top prize in the Google Street View Awards.

It is a narrow twisting street lined with shops in overhanging timber-framed buildings, some dating back to the fourteenth century - the sort of place that the shopping street in Harry Potter might have been modelled on.

The Shambles beat the Royal Crescent in Bath and Grey Street in Newcastle, which came second and third in the poll asking people to vote for the most picturesque street.

Lady Gaga in trouble as fans complain of ticket price rip-off

Filed under: Entertainment

Poor Lady Gaga. The girl can't even afford to buy clothes that cover her knickers. Perhaps that's why she has sent ticket prices for her new tour into the stratosphere.

And Lady Gaga's ticket-buying fans aren't happy. Actually, they're furious.

The scantily clad singer's next set of UK shows will cost up to three times as much as the current series, even though they are part of the same tour and could be almost identical performances.

Seats for the current set of dates on the Monster Ball tour cost £27.50-£35. But Lady Gaga's new shows in May and June, which go on sale this week, will cost £50-£75.

Some fans have said it is unfair and that Trading Standards should look into it.

New figures show house prices shock and perils of the housing ladder

Filed under: Property, House and Home

New figures reveal the scary ups and downs of the property market last year, holding a cautionary tale for buyers and sellers.

The statistics, from property website Zoopla.co.uk, show that last year saw incredible ups and downs.

The first half of the year was downright terrible. The number of properties sold was down by over a third from a year earlier, and average prices fell 2.2% (from £205,607 to £201,067).

In the second half of the year, it was all change, as the number of properties sold was a third higher than the same time the year before, and prices soared 4.7% to reach an average value of £210,661 by the year end.

So what does this tell us? Apart from the fact that selling last June was a disaster.

Great deal for Royal Mail employees. Massive rip off for the rest of us

Filed under: Work & Careers

I don't know about you, but every time I make the 30 minute journey to pick up a parcel I'm always very impressed with the service. The queues, the inability to deliver to your requirements, the surly staff, the opening hours designed to suit anyone who is free at midday during the week, and the helpline that is never answered. They all bear the mark of an organisation doing its very best to provide a 21st century service.

As for my daily delivery, which is very nearly always with me by 5pm, and the mysterious pattern of missing parcels over a three week period that they refused to investigate. Nothing could have impressed me more.

So it is with great joy I read about the new settlement for Royal Mail staff, who are apparently set to get a 7% pay rise over the next three years, £1,400 bonus and increased maternity leave. They will be allowed to work one hour less each week, with a typical working week cut to 39 hours.

The business has also promised to keep 75% of staff as full time employees, without any forced part time work.

Now I know the rest of us are struggling with pay freezes or cuts, and that bonuses are the stuff of dreams. And I know that as the workforce has been slashed all around us, those of us who cling on to jobs are working all hours.

But this is a special class of employee.


 


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