England fans will spend up to £319 million – or £6,399 each - if the team goes all the way to the World Cup final on July 10th, according to Virgin Money.

Getting through all three group C games against Slovenia, the United States and Algeria will set England fans back £2,445 in flights, tickets, accommodation, food and a new replica shirt for the tournament. And the costs will rise to £3,904 if England gets to the quarter finals.

So how do the costs break down?

The spending quickly adds up, from the average cost of a flight to South Africa coming in at £1,139 for England fans, while tickets for all games on the way to the final add up to £1,094.

Accommodation in three-star hotels, food and drink for all the games adds to the bill - and don;t forget that England fans will pay the most for replica shirts at £49.99 a time.

The £6,399 total is the cost of following the team in every game of the 2010 World Cup in South Africa and with up to 50,000 supporters going to South Africa the total spend could be as much as £320 million.

But England fans can take comfort from the fact that they face the third lowest bill among all 32 finalists, beaten only by the home nation South Africa and France. The bill for French fans is a handy £6,235 if they go all the way to the final.

English fans face the lowest bill among the top eight seeds in the World Cup and are only beaten by the French because flights from France to South Africa are cheaper than from the UK – of course home-based South Africans don't have to pay for flights.

Grant Bather, spokesman for Virgin Money, says: "Fans would probably say that £6,399 to see John Terry lift the World Cup would be priceless and definitely worth paying. But with up to 50,000 England fans flying out the costs will certainly mount up.

"Fans need to make sure they get the best deals possible and should aim where possible to keep costs down. A World Cup win will last forever but you don't want the debts to last for ever as well. And even if England go out in the quarter finals the cost would still be £3,904."