Insurance
Stop: when not to buy a house
Filed under: Mortgages, Property, House and Home, Insurance
If you've ever purchased property, you'll know that it is an incredibly emotional experience. We tend to get attached to houses for aesthetic reasons like a beautiful period features or a cool kitchen, and it's easy to overlook the really important issues like the structure and condition of the house.But the are some warning signs to look out for when viewing a property, that signal you should walk away or put your haggling hat on for some serious negotiation.
Farewell to PPI at last at Lloyds
Filed under: Credit Cards, Loans, Insurance
Lloyds Banking Group has announced it will stop selling Payment Protection Insurance (PPI), raising hopes that this is the beginning of the end for the controversial insurance.Consumer organisations celebrated the move as a big victory for consumers, in the hope that other banks will follow suit soon.
Girls, should your handbag be insured?
Filed under: Insurance
While men get by with a wallet and house keys, most women carry their life in their handbag. Phone, purse, camera, iPod, occasionally the laptop – the handbag is stuffed to bursting point and they would would be seriously gutted if it got lost or stolen.Yet most women don't have their handbag insured. So how do you go about it?
Are we a nation of irresponsible drivers?
Filed under: Travel, Insurance
More than half the drivers on Britain's roads think nothing of eating a sandwich or drinking from a bottle or a can while behind the wheel, according to new research from The Co-operative Insurance. Worse still, its figures show that snacking while we should be concentrating on the traffic is far from our only bad driving habit. Some 54% of British motorists admit that they routinely act irresponsibly by treating their vehicles as an extension of their office, kitchen or dressing room.
The UK's uninsured driving hotspots
Filed under: Insurance
The annual list of the UK's top regional hotspots for drivers going without insurance has been released, as part of the Stay Insured campaign.Which place tops the uninsured hotspots list?
How to avoid holiday disaster
Filed under: Travel, Insurance, Families
It's supposed to be an opportunity for you to relax and enjoy a break from the stresses and strains of daily life, but if things go wrong, a holiday can very quickly turn into a nightmare. Anyone travelling with Goldtrail Holiday will be all too aware of this by now, as the tour operator went into administration last week, leaving thousands stranded abroad. And, with rumours of more strikes - 6,000 BAA airport staff are threatening one in August - the peak holiday season is set to be a bumpy ride for Brits.So, is there anything you can do to prevent holiday disaster?
Holidaymakers pack £7 billion of electronic kit - much of it uninsured
Filed under: Travel, Insurance
Over £7 billion worth of electronic kit is going on holiday with its owners this summer - but many travellers won't protect their gadgets against loss or theft.Insurer AXA urges holidaymakers to get their personal possessions cover or travel insurance in order before they travel to make sure they're covered in case their favourite gadgets go walkies. Here are some tips for protecting your gear while you're away.
Insurance fraud stats show we must never fib to insurers
Filed under: Fraud , Insurance
Insurance fraud has hit a record high, with an incredible £840 million of fraud being uncovered in the last year. The figures from the Association of British Insurers reveal that the recession has driven many to fudge the truth, tell porkies, or launch full-on scams. But if you're tempted to join the fraudsters with a small embellishment on your claim form, the stats also reveal it's getting more dangerous to lie to insurers.
Dry days could damage your home
Filed under: House and Home, Insurance
The endless hot days have been somewhat less reliable recently, but it doesn't change the fact that we're set for a particularly dry year - on average. We've been enjoying the upside in recent weeks, but beware, because the down sides include a higher risk of subsidence on people's homes.Householders are being urged to look out for the early signs of subsidence on their property as the UK experiences the driest period for more than 80 years, according to home insurance provider M&S Money. What exactly should you watch out for?
9 ways to save money on home insurance
Filed under: Economiser, House and Home, Insurance
In these cash-strapped times, there are a number of ways you can reduce the cost of your buildings and contents insurance without compromising on the cover.You can get discounts for having alarms or smoke detectors fitted and for a host of other things – read on for more tips.
