Filed under: Mortgages, Property
There is good news for first-time buyers, as the Post Office has launched a new range of 90% and 85% loan-to-value mortgage deals.Filed under: Mortgages
As many as 371,000 home owners say they were given bad advice or mis-sold their mortgage – and many may have a claim against their lender or broker.
Under FSA rules if the advice given breached the rulebook for mortgage advisers – "Mortgage and Home Finance: Conduct of Business" then borrowers struggling to pay their mortgage could take their case to the Financial Ombudsman Service (FOS).
According to mortgage claims referral service badlender.co.uk, 161,500 home owners don't think they had the right advice from their lender or broker when taking out their mortgage, and 209,500 home owners think that they may have been mis-sold their mortgage.
So how do you go about making a claim?
Filed under: Fraud , Mortgages
What would you do if you wanted to apply for a mortgage and needed to prove your income? Probably use your pay slip from work, or dig out your accounts if you're self-employed, right?
Well, this is legal route that most of us would go down - yet fake payslip websites that make it worryingly easy for borrowers to commit mortgage fraud are all over the internet.
Filed under: Mortgages, House and Home
I should never have got a mortgage. I don't mean that it was a bad thing to do. I'm happy to own a home, even though it is depreciating in value faster than my car. I just mean that in order to get my hands on a mortgage I had to use a broker with tremendous powers of persuasion.
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